Richard P. Moran, CFP®

Paul Heising, MBA, CFP®

Lisa McElravey, CFP®

Robert H. Sowder, CFS®, AIF®

21250 Hawthorne Boulevard
Suite 560
Torrance, CA 90503
phone (310) 406-3080
toll-free (866) 406-3080
fax (310) 406-3082
www.smarterdecisions.com

Rich Moran, CFP: rpmoran@smarterdecisions.com
Paul Heising, MBA, CFP: heising@smarterdecisions.com
Lisa McElravey, CFP: lmcelravey@smarterdecisions.com
Robert H. Sowder, CFS: rsowder@smarterdecisions.com
CA

Newsletters

Explores how investment strategy changes once retirement begins.

The day-to-day demands of supporting multiple generations can take a toll, but planning and support might help achieve a workable balance.

Describes how Roth accounts can generate tax-free retirement income.

Outlines steps toward handling financial setbacks and emerging stronger.

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Use this calculator to estimate how much income and savings you may need in retirement.